Does Insurance Xdate have California x-dates?

Yes, for contractors and multi-state accounts, per its availability map. The dates come from the CSLB certificates that Birdray also loads. For other California businesses Xdate does not show workers' comp data.

Which has experience mods for California?

Xdate shows the field as available. Birdray does not carry it yet; the WCIRB sells the mod file only to insurers and registered advisory organizations, and we say so rather than guess.

Yes. Several agencies keep a national database for the rest of the book and use Birdray for California contractor outbound.

Comparison

Birdray vs Insurance Xdate for California contractor prospecting

Insurance Xdate is a national workers' comp prospecting database used by commercial producers in every state. Birdray is a California-only outbound partner built on the complete contractor licence record. In California the two overlap more than either would like to admit, and the differences are in what sits around the x-date.

Xdate's supported-states page labels California workers' comp data as "Contractors & Multi-State Only" and shows premium, incumbent agency and residual-market flags as unavailable there. Its help centre lists premium data for GA, IL, TX, OK, NV, CO and VT, agency data for CO, FL, GA, IL, NV, NH, VT and ME, and experience-mod data for PA, NJ, DE, MN and NC. We read those pages on 4 September 2026.

	Insurance Xdate	Birdray
Geography	50 states; California limited to contractors and multi-state accounts	California only, every licensed contractor
X-date and carrier	Yes for California contractors, from the same public CSLB certificates	Yes, every policy on file, refreshed weekly, with policy history
Premium, incumbent agency, residual market	Not available in California per their availability map	Not available; no public source exists in California
Experience mod, WCIRB class, bureau ID	Shown as available for California	Not yet; WCIRB restricts the file to insurers and registered advisory organizations
Licence and bond status, suspensions	Not offered	Yes: licence status, bond surety, bond and comp suspensions, classification changes
Exemption holders and first hires	Not offered	Yes: 119k exemption holders tracked; a new policy is a signal
Permits, Secretary of State standing, OSHA, DOT	OSHA and DOT	All four, matched to the licence
Employee and sales ranges, SIC	Yes, from licensed business data	Size tier from permits, fleet, reviews and licence breadth; NAICS from class
Contacts	Phone and email from licensed business data	Licence phone and qualifier on every record; owner email and mobile on demand, charged only on a hit
Outreach	Click-to-dial, email, CRM sync; you do the selling	The agent researches, writes and sends from your Gmail; follow-ups; CRM hand-off on reply
Service	Software subscription	Named growth partner on every paid plan; one agency per territory
Price	Starter: single state, 500 business views a month; agency plans by seat and state	Free to search; Outbound $249 a month for 3 seats

Choose Xdate when

›You write commercial accounts outside California or across many industries
›You want experience mods and WCIRB classes in the record today
›You already run your own outbound and only want the list

Choose Birdray when

✓Your book is California contractors and you want the whole market, not the policies a bureau file happens to include
✓You want the change signals: lapses, bond suspensions, new licences, permits, first hires
✓You want someone to run the outbound with you, in your name, and you don't want a competitor nearby using the same engine

Our verdict

For California contractors, both products start from the same public record. Xdate adds bureau and firmographic fields; Birdray adds every change around the licence and the outbound to act on it. If you sell to contractors in one California territory, Birdray. If you sell everything everywhere, Xdate, or both.

Frequently asked

Does Insurance Xdate have California x-dates?: Yes, for contractors and multi-state accounts, per its availability map. The dates come from the CSLB certificates that Birdray also loads. For other California businesses Xdate does not show workers' comp data.
Which has experience mods for California?: Xdate shows the field as available. Birdray does not carry it yet; the WCIRB sells the mod file only to insurers and registered advisory organizations, and we say so rather than guess.
Can I use both?: Yes. Several agencies keep a national database for the rest of the book and use Birdray for California contractor outbound.

Sources

Competitor details are from their public pages and may change; tell us at hello@birdray.com if something is out of date and we will fix it.

Birdray vs Judy Diamond →Birdray vs miEdge →All comparisons →

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