California contractor licence classes, and the insurance behind each one
The CSLB licenses contractors by classification: A and B for general work, C classes for trades, D classes for limited specialties. The class tells a producer what the business does, what coverages it must carry, and which WCIRB workers' comp classes an underwriter will assign. Counts are active licences holding each class statewide, from CSLB records.
General Building
General Engineering
Electrical
Plumbing
HVAC
Concrete/Masonry
Framing/Carpentry
Painting/Finish
Earthwork/Paving
Fire Protection
Insulation
Sheet Metal
Tree Service
Lock/Security
Well Drilling
Manufactured Housing
Asbestos/Environmental
Specialty
How producers use the class
A licence class is the fastest read on an account. A C-39 needs roofing comp classes, a hot-work endorsement and completed operations; a C-10 needs a service-fleet auto policy and, increasingly, cyber; a B with five subcontractors needs certificates from all of them. The class also predicts the carrier: State Fund holds most roofing, the specialty comp carriers fight for electrical and plumbing. Each class page below shows counts, workers' comp coverage rates, renewal months and carriers for that class statewide, plus the coverages a producer should expect to place.
WCIRB codes listed are the governing classes most often assigned for the trade. They must be verified per account with the WCIRB classification search; several split by wage threshold or by shop versus field work. 74 classes have 50 or more active licences and their own page.
General Building Contractor: B is held by 102,776 active licences. Counts refreshed weekly from CSLB records.